Hotel Loans - Now in the Credit Crisis

Where do you start? Hotel loans whether for purchase or refinance have taken a firm beating in this credit crisis. Basically, there are now only a few options on hotel loans. Probably 90% of all conventional hotel loan programs are gone. Deals over $3,000,000 are taking the worst of it, flagged or unflagged, conventional or nonconventional.As many readers are aware, the issues on the commercial secondary market is the immediate cause of this...

Read More

Online Loan - Incorporating Technology in the Loans Process

The use of computers was introduced immediately after its launch by loan providers to ease their operations. Internet technology that resulted in the emergence of the online loans was introduced later. Necessity is the mother of invention. The adage aptly holds in case of online loans. Borrowers always suggested a method wherein there participation in the loans process is minimised. Lenders too needed an online loan to lessen their own workload.An...

Read More

Now is the Perfect Time to Lock-In a Fixed Loan!

FIXED LOANSHave you considered changing that interest-only adjustable-rate loan into a fixed mortgage loan?Now is the perfect time to do it while interest rates are at its lowest!Currently, fixed loans are hovering at the 5% mark...with most major lenders offering mortgage rates below the 5% level on 30 year fixed. With the economy in its current state, now is the best time to get out of that interest-only loan and lock into a low fixed rate...

Read More

Tips for Getting the Very Best VA Loan Rates!

When you finally decide to take advantage of your VA loan eligibility you are already getting the very best 100% financing mortgage loan out there, but you will also want to ensure that you get the very best rate you can possibly get as well with your VA loan. Now most people new and old to the mortgage process have it in their minds that they will start an excel spread sheet and then attempt to call as many VA loan companies as possible over...

Read More

Understanding Best Payday Loans to Make Them a Rule Rather than an Exception

Any loan resulting in a release of cash during times of immediate financial crises would be termed as best payday loan. It is only after the purpose for which the loan was taken gets satisfied that we start thinking critically of the loan. It will be wrong to term this tendency as selfishness. Payday loans are actually made dearer by loan providers. Many borrowers actually decide to take loans at any terms stated by the lenders because of the...

Read More

No Credit Check Loans - Now Do Not Concern For Your Past Bad Credit Scores

Want to have quick additional cash help but you are really hesitant or feeling embarrassed to disclose your credit scores? Your blemished credit scores are adding negative impact on your financial status? Having low credit scores with the presence of various bad factors like insolvency, foreclosures, arrears, defaults etc. are creating issues in getting a loan help? No credit check loans are suitable loan service for you. These loans are available...

Read More

Get Advantageous Loan Terms On Your Fresh Start Loan

they choose bad forms of financing like using store credit cards or other expensive financial sources. Instead, it is now possible to obtain a fresh start loan which is specially designed for this purpose but it's not so easy to obtain advantageous terms. Let's see how it can be done.Fresh start loans are meant to help those who are going through difficult financial situations. However, the credit stance of those who have financial problems...

Read More

Learn the Truth About the Small Business Administration Loans

There is a lot of misconception about small business administration loans, and what they are meant to do. Once you read this article, you will understand what it takes to get this loan, as well as some sample reasons as to why.This is a type of loan that is usually given out to already established businesses. They want to either expand, or need to do a total office upgrade.Of course, this doesn't have to be the reason, but they are the most...

Read More

Don't Overpay for Your Home Loan

WHAT interest rate are you paying on your housing loan? If you are paying 3.5 per cent or more, you might be overpaying. With the US Federal Reserve cutting interest rates, the Singapore Inter-bank Offered Rate, or Sibor, has been on a downward trend. Sibor is the rate at which banks lend to one another. Currently, the three-month Sibor has fallen to about 1.4 per cent, down from about 2.5 per cent last year.Banks have started lowering interest...

Read More

Need an Amortization Calculator? A Loan and Mortgage Amortization Formula Will Do the Trick

Amortization refers to the changes in the principal balance of a loan - such as a mortgage loan - over time. Each month, a fixed payment is made. A portion of that payment goes toward paying interest on the loan to the lender. The rest goes toward the loan principal, or amount still owed on the loan if it were to be paid off today.Over time, as the principal gets paid down, a greater portion of the fixed monthly payment amount goes toward paying...

Read More

Raise Money in Today's Economy Leveraging Private Loans

How would you like to raise money and spend it however you choose? You can use the money to:Invest in your business to get it to the next level Buy and sell real estate Pay your mortgage Payoff your credit cards Buy a new home Payoff your car or buy a new one Take that family vacation you have been putting off Put your children through private school Or just about anything else that your heart desires!You can basically raise money to spend...

Read More

5 Insider Loan Modification Tips Reveal How to Force the Bank to Cry Uncle

Are you late on your mortgage? Has it been weeks since you got a good nights sleep? Do you feel you really messed up bad and have let a lot of people down. Do you want to save your home?The obvious answer is Yes, you do want to save your home. Otherwise you wouldn't be reading an article about 5 Insider Loan Modification Tips now would you? Lets think things through a little further here.What is your largest investment ever? If you are like...

Read More

Free Debt Consolidation Loan - Getting Out of the Debt Trap

Debts can cause a lot of misery, which is why a free debt consolidation loan is a good option. Through a free debt consolidation loan, you can conveniently repay existing loans after merging them into a single low interest loan. Most debtors get into trouble due to impulsive spending and overuse of credit cards. Credit card loans have a short term and very high interest rates. This makes it more difficult for most debtors to repay them. The...

Read More